Tag: Dave Ramsey

Dave Ramsey channels Ebeneezer Scrooge

Dave Ramsey

We can thank Dave Ramsey for bringing clarity to the economic justice debate.  Ramsey wasn’t trying to shock and dismay thinking Christians, mind you, it was all very accidental.  He innocently published Tom Corley’s “20 Things the Rich Do Every Day: So what do the rich do every day that the poor don’t do?”  After giving us his list, Corley says:

I spent 5 years studying the daily activities of 233 wealthy people and 128 poor people.  What I discovered was that wealthy people have vastly different daily habits than poor people.  In fact, I tracked 140 daily activities that separate the wealthy from the poor and in this article I will highlight 20 of these activities. These Rich Habits are the financial equivalent of the Holy Grail. Because there is no research like this of any kind, these discoveries are revolutionary and will challenge everything you thought you knew about becoming wealthy.  The Rich Habits will transform your life from one of financial failure to one of unlimited financial success beginning in as little as thirty days. I will show you how easy it is to reinvent yourself in these 30 days.  In order to become wealthy you must learn how to walk in the footsteps of the wealthy . . .

Notice, Corley isn’t saying that the impact of poverty is worsened by poor decision making; poverty, in this view, is caused by those choices.  There are no other contributing factors.  Losing your job, a major illness, a serious downturn in the economy, a major drop in the value of your home, taking a leave of absence to care for a dying loved one . . . none of that stuff has anything to do with your economic standing.  It’s all about you and the decisions you make. (more…)